Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING AND USING THIS WEBSITE, YOU CONFIRM THAT YOU ACCEPT THESE TERMS AND CONDITIONS AND THAT YOU AGREE TO COMPLY WITH THEM. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, THEN DO NOT USE THIS WEBSITE OR ANY PART THEREOF.
Users may be granted access to the public areas of this website and to secure private areas. References to the ‘website’ in these terms and conditions relate to both the public and private secure areas.
Other Applicable Terms
If you purchase goods or services from our site, our Terms and Conditions of Supply will apply to the sale.
Information About Us
Decisions is a website controlled and operated by Decisions Ltd, hereto is known as ‘Decisions” or “We”. Decisions is registered in Bermuda and has its registered offices at 5 Bakery Lane Pembroke HM 07 Bermuda.
The use of Decisions in this website refers to the following ICOL holder Decisions Limited.
This website contains information about Decisions and its products and services and, unless otherwise stated is provided for general informational purposes only. The content of the of the website is not intended to be a substitute for professional advice.
The pages of this website are, unless otherwise stated, for the information of Bermuda residents in relation to Bermuda products only. If you access this website from outside Bermuda, local legislation and regulations may not permit us to provide products to your country. For more information please contact us.
Changes to these Terms
Please check this page from time to time to take notice of any changes we made, as they are binding on you.
Changes to this Site
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
Accessing Our Site
Our site is made available free of charge.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the site without notice. We will not be liable to you for any reason if our site is unavailable at any time or any period.
You are responsible for making all arrangements necessary for you to have access to our site.
Our site is directed to people residing in Bermuda. We do not represent that content available on or through our site is appropriate or available in other locations. We may limit the availability of our site or any service or product described on our site to any person or geographic area at any time. If you choose to access our site from outside Bermuda, you do so at your own risk.
Your Account and Password
If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at firstname.lastname@example.org.
The content of this website including all images, text, programmes, and other materials, etc. is protected by law, including copyright law, trademark law and any other intellectual property rights relating to the content belonging to Decisions.
Decisions and/or its licensors are the owners of the data, design, graphics, text, images, software and underlying code for use on this website.
All trademarks, service marks, trade names, logo and devices, whether registered or unregistered, identifying Decisions or its products and services are the property marks of Decisions. Any other trademarks and service marks are the property of their respective owners. No authority is granted to any person for the use of those marks.
You may print off one copy, and may download extracts, of any pages(s) from our site for your personal use. You may draw the attention of others within your organization to content posted on our site.
You must not modify yard paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, videos or audio sequences or any graphics separately from any accompanying text.
Our status as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a license to do so from us or our licensors.
No Reliance on Information
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, r refraining from, any action on the basis of the content of our site.
Although we make reasonable efforts to update the information on our site, we make no representation, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
Limitations of Liability
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- Use of, or inability to use, our site; or
- Use of or reliance on any content displayed on our site
If you are a business user, please note that we only provide our site for domestic and private use in particular, we will not be liable for:
- Loss of profits, sales, business or revenue;
- Business interruption;
- Loss of anticipated savings;
- Loss of business opportunity, goodwill or reputation; or
- Any indirect or consequential loss or damage.
If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability for any loss of profit, loss of business, business interruption or loss of business opportunity.
We will not be liable for any loss of damage caused by a virus, distributed denial-of-service attack, or other technically harmful material that may infect your computer equipment, computer programs, date or other proprietary material due to your use of our site or to your downloading of any content on it, or any website linked to it.
Links to Third Party Website
This website contains links to other websites owned and operated by third parties. We are not responsible for the content of any third-party website. No reference to any third party or link to any website operated by a third party shall constitute or be construed as an endorsement or recommendation by Decisions of that third party.
We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of goods by use to you, which will be set out in our Terms and Conditions of Supply.
We do not guarantee that our site will be secure from bugs and viruses.
You are responsible for configuring your information technology, computer programmes and platforms in order to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or distributed denial-of-service attach. By breaching this provision, you may commit a criminal offence under the Telecommunications Act 1986 or Electronic Communications Act 2011. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
Linking to our Site
You may link to our home page, providing that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our site in any website that is not owned by you. Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
We reserve the right to withdraw linking permission without notice.
The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy. Email us at email@example.com to obtain a copy.
If you wish to make any use of content on our site other than that set out above, please contact firstname.lastname@example.org.
Third Party Links and Resources in our Site
Where our site contains links to other sites and resources provided by third parties, these links are provided for information only.
We have no control over the content of those sites or resources.
Your use of this website and any dispute arising out of such use is subject to the laws of Bermuda. Any such dispute is subject to the exclusive jurisdiction of the Bermuda courts.
Regulations and Privacy
This website is regulated by the Electronic Transaction Act 1999 and the Standard for Electronic Transaction (“the Standard”) issued thereunder.
If you require any further information relating to these terms and conditions please contact us at email@example.com.